Michael Durr
PAPERWORK
NEEDED.
Gathering these items upfront is the #1 way to ensure a smooth, 21-day closing. No surprises, just results.
Income
Most recent paystubs covering 30 days
Last 2 years of W-2 statements
If Self-Employed:
Last 2 years of Tax Returns (all pages)
Assets
Last 2 months of Bank Statements (all pages)
Retirement account statements (401k/IRA)
Proof of earnest money clearing
Personal
Clear copy of Driver’s License
Social Security Card copy
Marriage License / Divorce Decree
Bankruptcy discharge papers
Refinancing
Current Mortgage Statement
Homeowners Insurance Dec Page
Most recent Property Tax Bill
Survey of the property
VA Loans
DD-214 (Release/Discharge)
Certificate of Eligibility (COE)
Point statement (National Guard)
The Mike Difference
"I review every document upfront to catch potential bank issues before we submit. This is how we win."
Institutional Grade Review
WHERE TO
SEND IT.
Secure Portal
Click below for our encrypted upload portal. Safest for sensitive data.
Direct Email
Attach PDFs to [email protected].
Institutional
Grade Review.
"A clean file is a fast file. I review everything before the bank even touches it."
Michael Durr (The Kingwood Mortgage Guy) uses 28 years of authority to navigate Texas guidelines. This paperwork is the foundation of your lowest possible rate.
28
Years Authority
1k+
Texas Families