CASH OUT
STRATEGY.
"Home equity is dormant wealth. I specialize in the technical engineering required to liquidate that value into active capital for your family's future." — Michael Durr
Wealth Unlocked.
"A Texas Cash-Out Refinance is more than a loan; it's a strategic restructure. My goal is to ensure that the liquidity we pull today builds a greater legacy for tomorrow."
TECHNICAL FACTS.
Texas has the strictest cash-out laws in the country. Mike navigates the 50(a)(6) amendment to protect your homestead while releasing capital.
Broker Tip:
"By Texas law, your total loan-to-value cannot exceed 80%. I help you find the precise appraisal value to ensure you get the absolute maximum cash possible."
The 80% LTV Cap
In Texas, you must maintain at least 20% equity in your primary residence. This is a constitutional protection designed to prevent over-leveraging of family homes.
Seasoning Requirements
You must wait at least 12 months after your last Texas cash-out loan before you can execute a new one. Timing your liquidity event is critical for long-term planning.
Fee Restrictions
Texas law limits the fees a lender can charge on an A6 loan. Mike ensures your transaction is compliant, efficient, and cost-effective.
LIQUIDITY
TYPES.
What will your equity build next?
