Michael Durr
CONVENTIONAL
LOANS.
Flexible financing designed for the modern Texas homeowner. Secure the most competitive rates with a strategy built on experience.
The Conforming
Standard.
Conventional loans follow the standards set by Fannie Mae and Freddie Mac. They are the most popular choice for Texas buyers due to their lower costs and versatile terms.
Whether you're looking for a 30-year fixed for stability or a 15-year fixed to build equity fast, Michael Durr provides the clarity to choose the right path.
Maximum Limit
$766,550+
Min. Down
3% - 5%
Primary Benefit
Mortgage insurance is automatically removed once 20% equity is reached—saving you thousands.
Smart Financing.
Optimized for your long-term financial health
Fixed-Rate Security
Lock in your rate for the life of the loan. Your principal and interest payments will never change.
Investment Ready
Conventional loans are the primary vehicle for financing rental properties and second homes in Texas.
Fast Approvals
Using advanced automated underwriting, we often secure a desktop appraisal waiver and clear to close in weeks.
The Path to
Ownership.
Experience radical transparency. Michael Durr handles the complexity while you focus on finding the home.
1. Strategy Consultation
We analyze your credit profile and debt ratios to ensure you qualify for the lowest possible interest rate.
2. Elite Processing
Our internal team scrubs every document to prevent delays, aiming for a "clean" one-touch underwriting approval.
3. Funding Execution
The finish line. We coordinate with title companies and agents to ensure a stress-free, on-time closing.
The Mortgage
Strategist.
"A mortgage is a debt, but used correctly, it is your greatest wealth-building tool."
Michael Durr uses nearly 30 years of insight to structure Conventional loans that align with your long-term retirement and investment goals. This isn't just a transaction—it's your financial foundation.
28
Years Authority
Elite
Closing Speed
Texas Residential Portfolio
"Our mission is to put you in the most sound financial position possible. Start your pre-approval with the Kingwood team today."
- Michael DurrPre-Qual Form
Results in 15 Minutes • Strictly Confidential
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